Proof of Insurance for J-2 Dependents

By U.S. federal law, all J-2 dependents of J-1 students are required to have insurance coverage throughout the duration of the J-1 students J program.  Any J-1 student that willfully fails to maintain health insurance as prescribed below shall be subject to termination as a student.  

J-1 students must have insurance which meets the Kansas Board of Regents minimum insurance requirements as specified on ISS’s Insurance Requirement website. 

Dependents of J-1 students must have insurance which meets the U.S. State Department minimum insurance requirements.  

Submit proof of insurance for J-2 Dependents by each semester deadline by logging into iHawk Portal with your KU online ID and password.

Minimum health insurance coverage requirements for J-2 dependents: 

  • Medical benefits of at least $100,000 per person per accident or illness
  • Repatriation of remains in the amount of $25,000
  • Expenses associated with medical evacuation in the amount of $50,000
  • A deductible not to exceed $500 per accident or illness
  • Co-insurance up to 25%
  • Must be underwritten by an insurance company that meets the rating requirements of the USIA or is backed by the full faith and credit of your home government 

J-1 students must submit documentation showing their J-2 dependents have insurance coverage which meets the minimum health insurance coverage requirements listed above by uploading the insurance ID card(s) and Certificate(s) of Coverage, which shows your dependents’ names, policy/group numbers, and dates of coverage for each J-2 dependent.  

  1. Proof of J-2 Dependents insurance documentation must be submitted by logging into iHawk Portal with your KU online ID and password.
  2. Click on “Insurance and Finances” from the left-side panel.
  3. Click on “Student Health Insurance”.
  4. And then click on “Summer - Proof of Insurance for J-2 Dependents”.
  5. Upload your proof of insurance documents
    1. Insurance identification card, (front and back) and Certificate of Coverage that shows the name, policy/group number, and dates of coverage (Fall: 08/01/2024-12/31/2024. Spring: 01/01/2025-05/31/2025.Summer: 06/01/2025-07/31/2025.) for each dependent.
    2. A full insurance policy, or Summary of Benefits and Coverage (SBC) that shows all the minimum J-2 health insurance requirements are met.
    3. If the health insurance policy does not provide coverage of Emergency Evacuation and Repatriation, you may purchase a standalone Emergency Evacuation and Repatriation policy and upload a copy of the policy showing the name of dependent, policy/group number, and dates of coverage.  
  6. Submit proof of insurance for J-2 Dependents by each semester deadline
    1. Fall 2024 semester - deadline is August 26, 2024
    2. Spring 2025 semester - deadline is January 21, 2025
    3. Summer 2025 semester - deadline is June 2, 2025