Proof of Insurance for J-2 Dependents

By U.S. federal law, all J-2 dependents of J-1 students are required to have insurance coverage throughout the duration of the J-1 students J program.  Any J-1 student that willfully fails to maintain health insurance as prescribed below shall be subject to termination as a student.  

J-1 students ENROLLED in classes, must meet the Kansas Board of Regent's (KBOR) insurance requirements.  J-1 students who are not enrolled in classes during the summer semester don’t have to meet the KBOR insurance requirements.  Their insurance must meet the US State Department insurance requirements.

Dependents of J-1 students must have insurance which meets the U.S. State Department minimum insurance requirements.  

Submit proof of insurance for J-2 Dependents by each semester deadline by logging into iHawk Portal with your KU online ID and password.

Minimum health insurance coverage requirements for J-2 dependents: 

  • Medical benefits of at least $100,000 per person per accident or illness
  • Repatriation of remains in the amount of $25,000
  • Expenses associated with medical evacuation in the amount of $50,000
  • A deductible not to exceed $500 per accident or illness
  • Co-insurance up to 25%
  • Must be underwritten by an insurance company that meets the rating requirements of the USIA or is backed by the full faith and credit of your home government 

J-1 students must submit documentation showing their J-2 dependents have insurance coverage which meets the minimum health insurance coverage requirements listed above by uploading the insurance ID card(s) and Certificate(s) of Coverage, which shows your dependents’ names, policy/group numbers, and dates of coverage for each J-2 dependent.  

  1. Proof of J-2 Dependents insurance documentation must be submitted by logging into iHawk Portal with your KU online ID and password.
  2. Click on “Insurance and Finances” from the left-side panel.
  3. Click on “Student Health Insurance”.
  4. And then click on “Proof of Insurance for J-2 Dependents”.
  5. Upload your proof of insurance documents
    1. Insurance identification card, (front and back) and Certificate of Coverage that shows the name, policy/group number, and dates of coverage (Fall: 08/01/2025-12/31/2025, Spring: 01/01/2026-05/31/2026, Summer: 06/01/2026-07/31/2026) for each dependent.
    2. A full insurance policy, or Summary of Benefits and Coverage (SBC) that shows all the minimum J-2 health insurance requirements are met.
    3. If the health insurance policy does not provide coverage of Emergency Evacuation and Repatriation, you may purchase a standalone Emergency Evacuation and Repatriation policy and upload a copy of the policy showing the name of dependent, policy/group number, and dates of coverage.
  6. Submit proof of insurance for J-2 Dependents by each semester deadline
    1. Fall 2025 semester - deadline is August 18, 2025
    2. Spring 2026 semester - deadline is January 20, 2026
    3. Summer 2026 semester - deadline is June 1, 2026